You’d usually need to file a Middletown injury claim after an injury due to someone else’s negligence. In Middletown, you can get compensation from the at-fault party’s insurance company. The settlement would usually cover your medical expenses, lost wages, and lots more. However, the process of recovering damages for your losses isn’t automatic.
First, you’d have to consider many factors to determine if you’re eligible for compensation. Some of such factors include the Statute of Limitations and how much evidence you have to prove your claims. Then, once you see that you’re ready and eligible to pursue your claim, your Middletown personal injury attorney will prepare the necessary legal documents. The demand letter is one of them.
Demand letters are so vital that they play a significant role in the speedy resolution of your Middletown injury claim. Sending a demand letter to the liable insurance company also marks the beginning of your claim. We’d discuss all that in detail in this article.
What’s a Demand Letter?
A demand letter is an official request to the defendants or their insurance companies to pay a stipulated settlement sum. In essence, a demand letter summarizes the cases’ facts and demands a precise sum as acceptable compensation for your losses. Usually, your injury attorney will draft your demand letter for you.
It would contain a background of the case and your intention to take legal action should they default in payment. Since lawyers are different, the writing styles in demand letters differ. However, a good demand letter should also include the following:
- Details of the defendant’s fault
- Legal arguments
- Details of the damages and injuries caused
- How the damages and injuries have and will affect you
When do I Need to File a Demand Letter?
Usually, in a Middletown injury claim, a demand letter signifies the beginning of the negotiation process. It officially informs the defendants and their insurance companies that they have some liability to offset. When you send a demand letter to an insurance company, they may:
- Accept your demand and pay the stipulated amount
- Accept liability and make a counter-offer
- Deny the claim
- Give no response
Your next line of action depends on the feedback you get from the insurance company. So, a demand letter sets the ball rolling and helps you determine the insurance company’s disposition towards your case. As such, the best time to send one is when you’re ready for whatever the outcome may be.
That means, before sending your demand letter, you must have accessed the likely results. You must have also properly evaluated your losses and damages. When you haven’t thoroughly evaluated your losses, sending your demand letter may be shooting yourself in the leg. That’s because succeeding circumstances may arise that will cause you more money than you demanded.
Also, waiting too long to send your demand letter will put you in a disadvantaged position in your claim. It may even disqualify you from claiming any compensation in some instances. So, the best time to send a demand letter is when you’re sure of your current and future losses. That is when you’ve considered all property losses and past, current, and future medical costs and emotional injuries.
Should I Draft a Demand Letter For My Middletown Injury Claim All By Myself?
In a personal injury claim, your personal injury attorney should draft your demand letter for the following reasons:
The Insurance Company Wouldn’t Take You Seriously
Usually, insurance companies don’t like to pay compensation. So, they’d typically look for an excuse to reject your claims. Writing a demand letter yourself isn’t a valid reason to dismiss your claims. However, it can be an indication, for them, of how serious you are in pursuing compensation. Having a lawyer write your demand letter shows that you mean business. They’d be more likely to take you seriously then.
Your Lawyer Understands the Material Facts of Your Claims
Your demand letter can make or mar your case. Therefore, having a perfect one should be a priority for you. You’re prone to making lots of mistakes when you write your letter yourself. An attorney knows precisely how to draft a demand letter to make it persuasive enough. They also know the material facts to include and the details to avoid.
Consult the Best Middletown Personal Injury Lawyers Now!
At Injured CT, our experienced Middletown personal injury attorneys are available to accompany you at every stage of your claims process. We’d ensure that you get the compensation you deserve in no time. So give us a ring today to get started on your claim.