Bristol Car Accident Lawyer

Auto Insurance Coverage For Serious Injuries

The injuries and damages should be covered by the at-fault driver’s auto insurance. In Connecticut, motor vehicles are required to be covered under what is known as “liability insurance.” Liability insurance coverers the at-fault driver’s and vehicle owner’s liability to you for the negligence of the driver. If the other driver or vehicle owner follows the law, then you likely won’t have to make a claim against your own insurance policy. Currently, Connecticut requires minimum liability insurance of $25,000.00 per person and $50,000.00 per accident.

In some cases, the negligent or reckless driver that is responsible for the auto accident has more coverage than the minimum. The driver or owner may also have other insurance policies that may provide coverage in addition to the auto policy, such as excess or umbrella coverage. If the at-fault driver was operating a work vehicle, then the driver’s employer may have business insurance that covers your damages from the accident, too.

Injured CT’s auto accident attorneys will attempt to determine every possible insurance policy that may cover the injuries and damages you have been caused to suffer as a result of another driver’s negligence.

If you are the victim of a car accident, give our personal injury attorney’s a call or text. We are happy to answer any questions you have and walk through your options.

Lawsuits For Personal Injuries Received In A Motor Vehicle Accident

Nearly always, a lawsuit alleging damages from a car accident is brought under a doctrine called “negligence.” To prove negligence, the plaintiff (the person who brings the lawsuit) must prove four things: duty, breach, causation, and injuries. You can think of it as two categories called liability and damages. To prove which party involved in a car accident is liable, serious injury attorneys attempt to recreate the accident using various pieces of evidence. Some of the most useful items of evidence to prove liability are:

• Video Recordings (Surveillance Footage, Dash Cam, Cell Phone Video).
• Police Reports.
• Witness Statements.

When you hire our personal injury attorneys, we immediately begin our own investigation. We send out our private investigators to interview witnesses, secure and preserve any available video evidence and other information and gather information on all potentially responsible parties. We also retain, at no upfront cost to you, some of the best experts in-country, including accident reconstructions. We have experts who will start collecting data from motor vehicle “black boxes” and other data recordings as soon as possible.

Our auto accident attorneys know what evidence to look for, where to find it, and how to get it.

If another person or business is liable for your injuries, then the next step is to determine what your “damages” are. Damages fall into two types: economic and non-economic. Economic damages include items out-of-pocket expenses, co-pays, missed work, and, mainly, medical bills. These damages are generally easy to calculate, and easy to prove.

Non-economic damages are much more difficult to calculate. Simply put, non-economic damages include your pain and suffering, and take into account your injuries, how it has affected your life, and how they may continue to affect your life in the future. There is no scientific way to determine your non-economic damages.